Connecticut has 3,624,508 residents. We list 27 agencies for vacant land insurance in Connecticut. Here is what the local numbers say about the cover people here need.

Connecticut at a glance

27vacant land insurance agencies listed
33.5%of households rentRenters insurance
$366,900median home valueHome insurance
1967median year homes were builtRebuild cost calculator
8.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Connecticut

How many of Connecticut’s 9 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Hurricane6 of 9 counties
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Connecticut
Inland flooding5 of 9 counties
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in every state
Winter weather5 of 9 counties
Ice storm5 of 9 counties
Very High in South Central Connecticut Planning Region, Capitol Planning Region.
Strong wind4 of 9 counties
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Connecticut
Coastal flooding3 of 9 counties
Very High in Greater Bridgeport Planning Region.
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance in every state

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Connecticut

Connecticut requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. It also requires uninsured and underinsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Connecticut How much liability cover do you need?

Source: cga.ct.gov, limits in force since 2018-01-01. Checked 2026-10-24.

Insurance companies Connecticut agencies work with

Of the 27 Connecticut agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

American Modern24 agencies
Liberty Mutual16 agencies
Liberty Mutual (Safeco)15 agencies
Progressive14 agencies
Safeco14 agencies
Travelers14 agencies
Chubb12 agencies
Chubb (ACE)12 agencies
The Hartford11 agencies
Foremost10 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Vacant Land insurance in Connecticut

All insurance agencies in Connecticut · Vacant Land insurance in every state

Where can I find vacant land insurance in Connecticut?

Pick your city in the list on this page to see every agency there that offers vacant land insurance, or search by name or ZIP code.

What does vacant land insurance cover?

Liability cover for land you own but have not built on.

Which insurance companies do Connecticut agencies work with?

Among the 27 Connecticut agencies whose appointments we hold, the companies they are most often appointed with are American Modern (24), Liberty Mutual (16), Liberty Mutual (Safeco) (15), Progressive (14), Safeco (14). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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