Contractors' Equipment insurance · Connecticut

Contractors' Equipment Insurance Agencies in Connecticut

Covers plant and tools on site, in transit and in storage.

Local insight

Contractors' Equipment insurance in Connecticut: what to know

Connecticut has 3,624,508 residents. We list 15 agencies for contractors' equipment insurance in Connecticut. Here is what the local numbers say about the cover people here need.

Connecticut at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Connecticut

How many of Connecticut’s 9 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

  • Hurricane6 of 9 counties

    Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

    Home insurance in Connecticut
  • Inland flooding5 of 9 counties

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in every state
  • Winter weather5 of 9 counties
  • Ice storm5 of 9 counties

    Very High in South Central Connecticut Planning Region, Capitol Planning Region.

  • Strong wind4 of 9 counties

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Connecticut
  • Coastal flooding3 of 9 counties

    Very High in Greater Bridgeport Planning Region.

    Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.

    Flood insurance in every state

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Connecticut

Connecticut requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. It also requires uninsured and underinsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: cga.ct.gov, limits in force since 2018-01-01. Checked 2026-10-24.

Insurance companies Connecticut agencies work with

Of the 15 Connecticut agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Great American15 agencies
  2. Chubb (ACE)7 agencies
  3. Liberty Mutual7 agencies
  4. The Hartford7 agencies
  5. Zurich6 agencies
  6. Chubb5 agencies
  7. Employers5 agencies
  8. Liberty Mutual (Safeco)5 agencies
  9. Philadelphia Insurance5 agencies
  10. Travelers5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Contractors' Equipment insurance in Connecticut

All insurance agencies in Connecticut · Contractors' Equipment insurance in every state

Where can I find contractors' equipment insurance in Connecticut?

Pick your city in the list on this page to see every agency there that offers contractors' equipment insurance, or search by name or ZIP code.

What does contractors' equipment insurance cover?

Covers plant and tools on site, in transit and in storage.

Which insurance companies do Connecticut agencies work with?

Among the 15 Connecticut agencies whose appointments we hold, the companies they are most often appointed with are Great American (15), Chubb (ACE) (7), Liberty Mutual (7), The Hartford (7), Zurich (6). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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