Umbrella Insurance Agencies in Waukesha, WI

Waukesha at a glance

• 3umbrella insurance agencies listed
• 24%of households rentRenters insurance
• $398,200median home valueHome insurance
• 1981median year homes were builtRebuild cost calculator
• 3.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Waukesha County (the Census does not publish Waukesha as a separate place). Agency count: our listings.

Natural hazard risk in Waukesha County

FEMA rates the overall natural hazard risk in Waukesha County, where most Waukesha agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

• HailRelatively High

  Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

  Home insurance in Waukesha
• TornadoRelatively High

  Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

  Home insurance in Waukesha
• Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Wisconsin

Wisconsin requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in WaukeshaHow much liability cover do you need?

Source: oci.wi.gov. Checked 2026-10-24.

Where Waukesha agencies are

Waukesha agencies we list sit in 2 ZIP codes, mostly in Waukesha County.

• 531882 agencies
• 531861 agency