Insurance agencies · Wisconsin

Insurance Agencies in Waukesha, WI

Local agencies in Waukesha for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Waukesha

Waukesha County has 411,762 residents in 168,658 households. We list 17 insurance agencies in Waukesha. Here is what the local numbers say about the cover people here need.

Waukesha at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Waukesha County (the Census does not publish Waukesha as a separate place). Agency count: our listings.

Natural hazard risk in Waukesha County

FEMA rates the overall natural hazard risk in Waukesha County, where most Waukesha agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Waukesha
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Waukesha
  • Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Wisconsin

Wisconsin requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in WaukeshaHow much liability cover do you need?

Source: oci.wi.gov. Checked 2026-10-24.

Where Waukesha agencies are

Waukesha agencies we list sit in 2 ZIP codes, mostly in Waukesha County.

  • 5318810 agencies
  • 531867 agencies

Questions

Insurance agencies in Waukesha

How do I find an insurance agency in Waukesha?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Waukesha?

Most often home, auto, renters, condo, umbrella. Pick a type in the filters to narrow the list.

Do I need flood insurance in Waukesha?

FEMA's National Risk Index rates inland flooding risk in Waukesha County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Waukesha?

24% of households in Waukesha County rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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