North Richland Hills has 70,780 residents in 27,446 households. We list 12 agencies for umbrella insurance in North Richland Hills. Here is what the local numbers say about the cover people here need.

North Richland Hills at a glance

12umbrella insurance agencies listed
36.5%of households rentRenters insurance
$360,700median home valueHome insurance
1986median year homes were builtRebuild cost calculator
3.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tarrant County

FEMA rates the overall natural hazard risk in Tarrant County, where most North Richland Hills agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in North Richland Hills
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in North Richland Hills
Ice stormVery High
Winter weatherVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies North Richland Hills agencies work with

Of the 12 North Richland Hills agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive7 agencies
GAINSCO6 agencies
GEICO6 agencies
National General6 agencies
Travelers6 agencies
Travelers (Standard Fire)6 agencies
Foremost5 agencies
Home State5 agencies
Homeowners of America5 agencies
Liberty Mutual5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where North Richland Hills agencies are

North Richland Hills agencies we list sit in 2 ZIP codes, mostly in Tarrant County.

761827 agencies
761805 agencies

Questions

Umbrella insurance in North Richland Hills

All insurance agencies in North Richland Hills · Umbrella insurance across Texas

Where can I find umbrella insurance in North Richland Hills?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does umbrella insurance cover?

Extra liability limits that sit above your home and auto policies.

Which insurance companies do North Richland Hills agencies work with?

Among the 12 North Richland Hills agencies whose appointments we hold, the companies they are most often appointed with are Progressive (7), GAINSCO (6), GEICO (6), National General (6), Travelers (6). An appointed agency can quote that company's policies.

Do I need flood insurance in North Richland Hills?

FEMA's National Risk Index rates inland flooding risk in Tarrant County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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