North Richland Hills has 70,780 residents in 27,446 households. We list 14 agencies for auto insurance in North Richland Hills. Here is what the local numbers say about the cover people here need.

North Richland Hills at a glance

14auto insurance agencies listed
36.5%of households rentRenters insurance
$360,700median home valueHome insurance
1986median year homes were builtRebuild cost calculator
3.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tarrant County

FEMA rates the overall natural hazard risk in Tarrant County, where most North Richland Hills agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in North Richland Hills
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in North Richland Hills
Ice stormVery High
Winter weatherVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in North Richland Hills How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies North Richland Hills agencies work with

Of the 14 North Richland Hills agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Home State7 agencies
Progressive7 agencies
Foremost6 agencies
GAINSCO6 agencies
GEICO6 agencies
National General6 agencies
Travelers6 agencies
Travelers (Standard Fire)6 agencies
Homeowners of America5 agencies
Incline5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where North Richland Hills agencies are

North Richland Hills agencies we list sit in 2 ZIP codes, mostly in Tarrant County.

761807 agencies
761827 agencies

Questions

Auto insurance in North Richland Hills

All insurance agencies in North Richland Hills · Auto insurance across Texas

Where can I find auto insurance in North Richland Hills?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Which insurance companies do North Richland Hills agencies work with?

Among the 14 North Richland Hills agencies whose appointments we hold, the companies they are most often appointed with are Home State (7), Progressive (7), Foremost (6), GAINSCO (6), GEICO (6). An appointed agency can quote that company's policies.

Do I need flood insurance in North Richland Hills?

FEMA's National Risk Index rates inland flooding risk in Tarrant County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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