Friendswood has 41,030 residents in 14,948 households. We list 22 agencies for umbrella insurance in Friendswood. Here is what the local numbers say about the cover people here need.

Friendswood at a glance

22umbrella insurance agencies listed
22.8%of households rentRenters insurance
$420,100median home valueHome insurance
1991median year homes were builtRebuild cost calculator
5.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Galveston County

FEMA rates the overall natural hazard risk in Galveston County, where most Friendswood agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Friendswood
HurricaneRelatively High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Friendswood
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Friendswood
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Friendswood
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Friendswood How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Friendswood agencies work with

Of the 22 Friendswood agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

GEICO13 agencies
Progressive11 agencies
Homeowners of America10 agencies
American Modern9 agencies
Incline9 agencies
Porch9 agencies
Foremost8 agencies
Infinity8 agencies
Agricultural Workers Mutual Auto Insurance Company7 agencies
GAINSCO7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Friendswood agencies are

Friendswood agencies we list sit in 2 ZIP codes, mostly in Galveston County.

7754619 agencies
775493 agencies

Questions

Umbrella insurance in Friendswood

All insurance agencies in Friendswood · Umbrella insurance across Texas

Where can I find umbrella insurance in Friendswood?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does umbrella insurance cover?

Extra liability limits that sit above your home and auto policies.

Which insurance companies do Friendswood agencies work with?

Among the 22 Friendswood agencies whose appointments we hold, the companies they are most often appointed with are GEICO (13), Progressive (11), Homeowners of America (10), American Modern (9), Incline (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Friendswood?

FEMA's National Risk Index rates inland flooding risk in Galveston County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Umbrella insurance near Friendswood

For insurance agencies

Is your Friendswood agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing