Mobile Home insurance · Texas

Mobile Home Insurance Agencies in Friendswood, TX

Written for manufactured and mobile homes, which standard home policies exclude.

Local insight

Mobile Home insurance in Friendswood: what to know

Friendswood has 41,030 residents in 14,948 households. We list 17 agencies for mobile home insurance in Friendswood. Here is what the local numbers say about the cover people here need.

Friendswood at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Galveston County

FEMA rates the overall natural hazard risk in Galveston County, where most Friendswood agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Friendswood
  • HurricaneRelatively High

    Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

    Home insurance in Friendswood
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Friendswood
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Friendswood
  • Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Friendswood agencies work with

Of the 17 Friendswood agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. American Modern12 agencies
  2. Foremost9 agencies
  3. GEICO8 agencies
  4. Homeowners of America8 agencies
  5. Incline8 agencies
  6. Progressive8 agencies
  7. Home State7 agencies
  8. Porch7 agencies
  9. Agricultural Workers Mutual Auto Insurance Company6 agencies
  10. Liberty Mutual6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Friendswood agencies are

Friendswood agencies we list sit in 2 ZIP codes, mostly in Galveston County.

  • 7754614 agencies
  • 775493 agencies

Questions

Mobile Home insurance in Friendswood

All insurance agencies in Friendswood · Mobile Home insurance across Texas

Where can I find mobile home insurance in Friendswood?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does mobile home insurance cover?

Written for manufactured and mobile homes, which standard home policies exclude.

Which insurance companies do Friendswood agencies work with?

Among the 17 Friendswood agencies whose appointments we hold, the companies they are most often appointed with are American Modern (12), Foremost (9), GEICO (8), Homeowners of America (8), Incline (8). An appointed agency can quote that company's policies.

Do I need flood insurance in Friendswood?

FEMA's National Risk Index rates inland flooding risk in Galveston County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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