Edinburg has 104,550 residents in 35,680 households. We list 16 agencies for umbrella insurance in Edinburg. Here is what the local numbers say about the cover people here need.

Edinburg at a glance

16umbrella insurance agencies listed
46.7%of households rentRenters insurance
$189,600median home valueHome insurance
2003median year homes were builtRebuild cost calculator
5.4%of households have no carAuto insurance
5.1%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Hidalgo County

FEMA rates the overall natural hazard risk in Hidalgo County, where most Edinburg agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Edinburg
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Edinburg
Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Edinburg

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Edinburg agencies work with

Of the 16 Edinburg agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

GEICO12 agencies
Progressive11 agencies
Incline8 agencies
Foremost6 agencies
WESTERN SURETY COMPANY6 agencies
Agricultural Workers Mutual Auto Insurance Company5 agencies
Liberty Mutual (Safeco)5 agencies
Markel5 agencies
Safeco5 agencies
American Family Life Assurance Company of Columbus4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Edinburg agencies are

Edinburg agencies we list sit in 4 ZIP codes, mostly in Hidalgo County.

7853911 agencies
785412 agencies
785422 agencies
785401 agency

Questions

Umbrella insurance in Edinburg

All insurance agencies in Edinburg · Umbrella insurance across Texas

Where can I find umbrella insurance in Edinburg?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does umbrella insurance cover?

Extra liability limits that sit above your home and auto policies.

Which insurance companies do Edinburg agencies work with?

Among the 16 Edinburg agencies whose appointments we hold, the companies they are most often appointed with are GEICO (12), Progressive (11), Incline (8), Foremost (6), WESTERN SURETY COMPANY (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Edinburg?

FEMA's National Risk Index rates inland flooding risk in Hidalgo County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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