Edinburg has 104,550 residents in 35,680 households. We list 26 agencies for boat insurance in Edinburg. Here is what the local numbers say about the cover people here need.

Edinburg at a glance

26boat insurance agencies listed
46.7%of households rentRenters insurance
$189,600median home valueHome insurance
2003median year homes were builtRebuild cost calculator
5.4%of households have no carAuto insurance
5.1%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Hidalgo County

FEMA rates the overall natural hazard risk in Hidalgo County, where most Edinburg agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Edinburg
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Edinburg
Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Edinburg

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Edinburg How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Edinburg agencies work with

Of the 26 Edinburg agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive16 agencies
Incline13 agencies
GEICO12 agencies
Foremost10 agencies
Agricultural Workers Mutual Auto Insurance Company9 agencies
Markel8 agencies
Old American8 agencies
WESTERN SURETY COMPANY8 agencies
Home State7 agencies
Redpoint7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Edinburg agencies are

Edinburg agencies we list sit in 4 ZIP codes, mostly in Hidalgo County.

7853918 agencies
785424 agencies
785402 agencies
785412 agencies

Questions

Boat insurance in Edinburg

All insurance agencies in Edinburg · Boat insurance across Texas

Where can I find boat insurance in Edinburg?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does boat insurance cover?

Covers your hull, motor, trailer and liability on the water.

Which insurance companies do Edinburg agencies work with?

Among the 26 Edinburg agencies whose appointments we hold, the companies they are most often appointed with are Progressive (16), Incline (13), GEICO (12), Foremost (10), Agricultural Workers Mutual Auto Insurance Company (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Edinburg?

FEMA's National Risk Index rates inland flooding risk in Hidalgo County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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