Beaumont has 113,279 residents in 45,001 households. We list 28 agencies for umbrella insurance in Beaumont. Here is what the local numbers say about the cover people here need.

Beaumont at a glance

28umbrella insurance agencies listed
44.7%of households rentRenters insurance
$166,400median home valueHome insurance
1978median year homes were builtRebuild cost calculator
9.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Jefferson County

FEMA rates the overall natural hazard risk in Jefferson County, where most Beaumont agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Beaumont
HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Beaumont
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Beaumont
Ice stormRelatively High
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Beaumont

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Beaumont agencies work with

Of the 28 Beaumont agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

GEICO21 agencies
Foremost18 agencies
Incline18 agencies
Progressive18 agencies
Agricultural Workers Mutual Auto Insurance Company17 agencies
American Modern16 agencies
Liberty Mutual16 agencies
Liberty Mutual (Safeco)15 agencies
Safeco15 agencies
Markel13 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Beaumont agencies are

Beaumont agencies we list sit in 9 ZIP codes, mostly in Jefferson County.

7770612 agencies
777075 agencies
777203 agencies
777012 agencies
777132 agencies
777021 agency
777031 agency
777051 agency
777261 agency

Questions

Umbrella insurance in Beaumont

All insurance agencies in Beaumont · Umbrella insurance across Texas

Where can I find umbrella insurance in Beaumont?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does umbrella insurance cover?

Extra liability limits that sit above your home and auto policies.

Which insurance companies do Beaumont agencies work with?

Among the 28 Beaumont agencies whose appointments we hold, the companies they are most often appointed with are GEICO (21), Foremost (18), Incline (18), Progressive (18), Agricultural Workers Mutual Auto Insurance Company (17). An appointed agency can quote that company's policies.

Do I need flood insurance in Beaumont?

FEMA's National Risk Index rates inland flooding risk in Jefferson County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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