Beaumont has 113,279 residents in 45,001 households. We list 10 agencies for inland marine insurance in Beaumont. Here is what the local numbers say about the cover people here need.

Beaumont at a glance

10inland marine insurance agencies listed
44.7%of households rentRenters insurance
$166,400median home valueHome insurance
1978median year homes were builtRebuild cost calculator
9.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Jefferson County

FEMA rates the overall natural hazard risk in Jefferson County, where most Beaumont agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Beaumont
HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Beaumont
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Beaumont
Ice stormRelatively High
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Beaumont

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Beaumont How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Beaumont agencies work with

Of the 10 Beaumont agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers10 agencies
Foremost9 agencies
GEICO9 agencies
Incline9 agencies
Travelers (Standard Fire)9 agencies
Agricultural Workers Mutual Auto Insurance Company8 agencies
Liberty Mutual8 agencies
Liberty Mutual (Safeco)8 agencies
Safeco8 agencies
American Modern7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Beaumont agencies are

Beaumont agencies we list sit in 5 ZIP codes, mostly in Jefferson County.

777065 agencies
777202 agencies
777011 agency
777071 agency
777131 agency

Questions

Inland Marine insurance in Beaumont

All insurance agencies in Beaumont · Inland Marine insurance across Texas

Where can I find inland marine insurance in Beaumont?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does inland marine insurance cover?

Covers goods, tools and equipment while in transit or away from your premises.

Which insurance companies do Beaumont agencies work with?

Among the 10 Beaumont agencies whose appointments we hold, the companies they are most often appointed with are Travelers (10), Foremost (9), GEICO (9), Incline (9), Travelers (Standard Fire) (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Beaumont?

FEMA's National Risk Index rates inland flooding risk in Jefferson County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

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