Greensboro has 301,198 residents in 123,984 households. We list 6 agencies for renters insurance in Greensboro. Here is what the local numbers say about the cover people here need.

Greensboro at a glance

6renters insurance agencies listed
49.5%of households rentRenters insurance
$244,800median home valueHome insurance
1985median year homes were builtRebuild cost calculator
8.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Guilford County

FEMA rates the overall natural hazard risk in Guilford County, where most Greensboro agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Winter weatherRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Greensboro

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in North Carolina

North Carolina requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $50,000 of property damage liability, often written 50/100/50. It also requires underinsured motorist coverage.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Greensboro How much liability cover do you need?

Source: ncdoi.gov, limits in force since 2025-07-01. Checked 2026-10-24.

Where Greensboro agencies are

Greensboro agencies we list sit in 4 ZIP codes, mostly in Guilford County.

274012 agencies
274082 agencies
274071 agency
274101 agency

Questions

Renters insurance in Greensboro

All insurance agencies in Greensboro · Renters insurance across North Carolina

Where can I find renters insurance in Greensboro?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does renters insurance cover?

Covers your belongings and your liability when you rent rather than own.

Do I need flood insurance in Greensboro?

FEMA's National Risk Index rates inland flooding risk in Guilford County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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