Greensboro has 301,198 residents in 123,984 households. We list 56 insurance agencies in Greensboro. Here is what the local numbers say about the cover people here need.

Greensboro at a glance

56insurance agencies listed
49.5%of households rentRenters insurance
$244,800median home valueHome insurance
1985median year homes were builtRebuild cost calculator
8.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Guilford County

FEMA rates the overall natural hazard risk in Guilford County, where most Greensboro agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Winter weatherRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Greensboro

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in North Carolina

North Carolina requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $50,000 of property damage liability, often written 50/100/50. It also requires underinsured motorist coverage.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Greensboro How much liability cover do you need?

Source: ncdoi.gov, limits in force since 2025-07-01. Checked 2026-10-24.

Insurance companies Greensboro agencies work with

Of the 21 Greensboro agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Medicare Advantage6 agencies
Travelers6 agencies
Liberty Mutual5 agencies
Progressive5 agencies
UnitedHealthcare5 agencies
American Modern4 agencies
Centene4 agencies
Gerber Life Insurance Company4 agencies
Liberty Mutual (Safeco)4 agencies
Nationwide4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Greensboro agencies can write

Share of the 56 agencies listed in Greensboro that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Greensboro agencies are

Greensboro agencies we list sit in 10 ZIP codes, mostly in Guilford County.

2740711 agencies
2741010 agencies
274018 agencies
274088 agencies
274095 agencies
274054 agencies
274064 agencies
274553 agencies
274032 agencies
274171 agency

Questions

Insurance agencies in Greensboro

How do I find an insurance agency in Greensboro?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Greensboro?

Most often life, home, boat, auto, motorcycle. Pick a type in the filters to narrow the list.

Which insurance companies do Greensboro agencies work with?

Among the 21 Greensboro agencies whose appointments we hold, the companies they are most often appointed with are Medicare Advantage (6), Travelers (6), Liberty Mutual (5), Progressive (5), UnitedHealthcare (5). An appointed agency can quote that company's policies.

Do I need flood insurance in Greensboro?

FEMA's National Risk Index rates inland flooding risk in Guilford County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Greensboro?

49.5% of households in Greensboro rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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