Gilbert has 280,262 residents in 96,363 households. We list 11 agencies for commercial property insurance in Gilbert. Here is what the local numbers say about the cover people here need.

Gilbert at a glance

11commercial property insurance agencies listed
26.9%of households rentRenters insurance
$575,100median home valueHome insurance
2003median year homes were builtRebuild cost calculator
2.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Maricopa County

FEMA rates the overall natural hazard risk in Maricopa County, where most Gilbert agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Gilbert
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Gilbert
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Gilbert
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Gilbert

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Gilbert agencies work with

Of the 11 Gilbert agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual7 agencies
Liberty Mutual (Safeco)6 agencies
Safeco6 agencies
Travelers6 agencies
The Hartford5 agencies
Philadelphia Insurance4 agencies
Progressive4 agencies
Travelers (Standard Fire)4 agencies
American Modern3 agencies
Nationwide (Allied)3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Gilbert agencies are

Gilbert agencies we list sit in 5 ZIP codes, mostly in Maricopa County.

852333 agencies
852343 agencies
852962 agencies
852972 agencies
852991 agency

Questions

Commercial Property insurance in Gilbert

All insurance agencies in Gilbert · Commercial Property insurance across Arizona

Where can I find commercial property insurance in Gilbert?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does commercial property insurance cover?

Covers your building, stock, equipment and fit-out.

Which insurance companies do Gilbert agencies work with?

Among the 11 Gilbert agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (7), Liberty Mutual (Safeco) (6), Safeco (6), Travelers (6), The Hartford (5). An appointed agency can quote that company's policies.

Do I need flood insurance in Gilbert?

FEMA's National Risk Index rates inland flooding risk in Maricopa County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Commercial Property insurance near Gilbert

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