Chandler has 280,136 residents in 107,693 households. We list 13 agencies for commercial property insurance in Chandler. Here is what the local numbers say about the cover people here need.

Chandler at a glance

13commercial property insurance agencies listed
35%of households rentRenters insurance
$507,800median home valueHome insurance
1997median year homes were builtRebuild cost calculator
3.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Maricopa County

FEMA rates the overall natural hazard risk in Maricopa County, where most Chandler agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Chandler
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Chandler
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Chandler
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Chandler

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Arizona

Arizona requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $15,000 of property damage liability, often written 25/50/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Chandler How much liability cover do you need?

Source: azleg.gov, limits in force since 2020-07-01. Checked 2026-10-24.

Insurance companies Chandler agencies work with

Of the 13 Chandler agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers10 agencies
American Modern7 agencies
Liberty Mutual7 agencies
Liberty Mutual (Safeco)7 agencies
Safeco7 agencies
Foremost4 agencies
Markel4 agencies
Philadelphia Insurance4 agencies
Progressive4 agencies
The Hartford4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Chandler agencies are

Chandler agencies we list sit in 6 ZIP codes, mostly in Maricopa County.

852243 agencies
852483 agencies
852863 agencies
852252 agencies
852261 agency
852491 agency

Questions

Commercial Property insurance in Chandler

All insurance agencies in Chandler · Commercial Property insurance across Arizona

Where can I find commercial property insurance in Chandler?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does commercial property insurance cover?

Covers your building, stock, equipment and fit-out.

Which insurance companies do Chandler agencies work with?

Among the 13 Chandler agencies whose appointments we hold, the companies they are most often appointed with are Travelers (10), American Modern (7), Liberty Mutual (7), Liberty Mutual (Safeco) (7), Safeco (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Chandler?

FEMA's National Risk Index rates inland flooding risk in Maricopa County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Commercial Property insurance near Chandler

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