Professional Liability insurance · Oklahoma

Professional Liability Insurance Agencies in Oklahoma City, OK

Covers claims that your professional advice or service caused a loss.

Local insight

Professional Liability insurance in Oklahoma City: what to know

Oklahoma City has 697,125 residents in 280,065 households. We list 36 agencies for professional liability insurance in Oklahoma City. Here is what the local numbers say about the cover people here need.

Oklahoma City at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Oklahoma County

FEMA rates the overall natural hazard risk in Oklahoma County, where most Oklahoma City agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • Ice stormVery High
  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Oklahoma City
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Oklahoma City
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oklahoma

Oklahoma requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: oid.ok.gov. Checked 2026-10-24.

Insurance companies Oklahoma City agencies work with

Of the 36 Oklahoma City agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. The Hartford27 agencies
  2. Travelers24 agencies
  3. Liberty Mutual22 agencies
  4. Progressive20 agencies
  5. Safeco20 agencies
  6. Travelers (Standard Fire)20 agencies
  7. Liberty Mutual (Safeco)18 agencies
  8. Markel17 agencies
  9. Foremost16 agencies
  10. Employers15 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Oklahoma City agencies are

Oklahoma City agencies we list sit in 19 ZIP codes, mostly in Oklahoma County.

  • 731189 agencies
  • 731343 agencies
  • 731603 agencies
  • 731122 agencies
  • 731162 agencies
  • 731572 agencies
  • 731622 agencies
  • 731702 agencies
  • 731011 agency
  • 731031 agency
  • 731051 agency
  • 731061 agency
  • 731101 agency
  • 731141 agency
  • 731201 agency
  • 731321 agency
  • 731481 agency
  • 731591 agency
  • 731791 agency

Questions

Professional Liability insurance in Oklahoma City

All insurance agencies in Oklahoma City · Professional Liability insurance across Oklahoma

Where can I find professional liability insurance in Oklahoma City?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does professional liability insurance cover?

Covers claims that your professional advice or service caused a loss.

Which insurance companies do Oklahoma City agencies work with?

Among the 36 Oklahoma City agencies whose appointments we hold, the companies they are most often appointed with are The Hartford (27), Travelers (24), Liberty Mutual (22), Progressive (20), Safeco (20). An appointed agency can quote that company's policies.

Do I need flood insurance in Oklahoma City?

FEMA's National Risk Index rates inland flooding risk in Oklahoma County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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