Oklahoma City has 697,125 residents in 280,065 households. We list 13 agencies for annuities insurance in Oklahoma City. Here is what the local numbers say about the cover people here need.

Oklahoma City at a glance

13annuities insurance agencies listed
41.4%of households rentRenters insurance
$231,300median home valueHome insurance
1982median year homes were builtRebuild cost calculator
6.5%of households have no carAuto insurance
3%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Oklahoma County

FEMA rates the overall natural hazard risk in Oklahoma County, where most Oklahoma City agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Ice stormVery High
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Oklahoma City
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Oklahoma City
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oklahoma

Oklahoma requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Oklahoma City How much liability cover do you need?

Source: oid.ok.gov. Checked 2026-10-24.

Insurance companies Oklahoma City agencies work with

Of the 13 Oklahoma City agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare9 agencies
Mutual life carrier8 agencies
National Pacific Dental,8 agencies
PACIFICARE LIFE AND HEALTH INSURANCE COMPANY8 agencies
Blue Cross Blue Shield7 agencies
Metropolitan Life Insurance Company7 agencies
Ameritas Life Insurance6 agencies
Humana6 agencies
Nationwide6 agencies
Principal6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Oklahoma City agencies are

Oklahoma City agencies we list sit in 9 ZIP codes, mostly in Oklahoma County.

731143 agencies
731183 agencies
731031 agency
731051 agency
731201 agency
731261 agency
731421 agency
731541 agency
731601 agency

Questions

Annuities insurance in Oklahoma City

All insurance agencies in Oklahoma City · Annuities insurance across Oklahoma

Where can I find annuities insurance in Oklahoma City?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does annuities insurance cover?

Converts a lump sum into a guaranteed income stream in retirement.

Which insurance companies do Oklahoma City agencies work with?

Among the 13 Oklahoma City agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (9), Mutual life carrier (8), National Pacific Dental, (8), PACIFICARE LIFE AND HEALTH INSURANCE COMPANY (8), Blue Cross Blue Shield (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Oklahoma City?

FEMA's National Risk Index rates inland flooding risk in Oklahoma County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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