Philadelphia has 1,579,706 residents in 679,428 households. We list 7 agencies for motorcycle insurance in Philadelphia. Here is what the local numbers say about the cover people here need.

Philadelphia at a glance

7motorcycle insurance agencies listed
48.2%of households rentRenters insurance
$243,100median home valueHome insurance
1949median year homes were builtRebuild cost calculator
27.9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Philadelphia County

FEMA rates the overall natural hazard risk in Philadelphia County, where most Philadelphia agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Philadelphia
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Philadelphia

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Pennsylvania

Pennsylvania requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $5,000 of property damage liability, often written 15/30/5. A combined single limit of $35,000 is accepted instead. It also requires medical benefits coverage ($5,000). Pennsylvania is a choice state: drivers choose between no-fault and traditional at-fault cover.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Philadelphia How much liability cover do you need?

Source: pa.gov. Checked 2026-10-24.

Where Philadelphia agencies are

Philadelphia agencies we list sit in 7 ZIP codes, mostly in Philadelphia County.

191031 agency
191061 agency
191071 agency
191191 agency
191271 agency
191281 agency
191451 agency

Questions

Motorcycle insurance in Philadelphia

All insurance agencies in Philadelphia · Motorcycle insurance across Pennsylvania

Where can I find motorcycle insurance in Philadelphia?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does motorcycle insurance cover?

Covers your bike, your gear and your liability on the road.

Do I need flood insurance in Philadelphia?

FEMA's National Risk Index rates inland flooding risk in Philadelphia County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Motorcycle insurance near Philadelphia

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