Philadelphia has 1,579,706 residents in 679,428 households. We list 12 agencies for general liability insurance in Philadelphia. Here is what the local numbers say about the cover people here need.

Philadelphia at a glance

12general liability insurance agencies listed
48.2%of households rentRenters insurance
$243,100median home valueHome insurance
1949median year homes were builtRebuild cost calculator
27.9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Philadelphia County

FEMA rates the overall natural hazard risk in Philadelphia County, where most Philadelphia agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Philadelphia
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Philadelphia

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Philadelphia agencies work with

Of the 12 Philadelphia agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers6 agencies
Liberty Mutual5 agencies
Travelers (Standard Fire)5 agencies
Nationwide4 agencies
AmTrust3 agencies
Foremost3 agencies
Liberty Mutual (Safeco)3 agencies
Mercury3 agencies
Nationwide (Allied)3 agencies
The Hartford3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Philadelphia agencies are

Philadelphia agencies we list sit in 7 ZIP codes, mostly in Philadelphia County.

191036 agencies
191061 agency
191191 agency
191231 agency
191271 agency
191281 agency
191451 agency

Questions

General Liability insurance in Philadelphia

All insurance agencies in Philadelphia · General Liability insurance across Pennsylvania

Where can I find general liability insurance in Philadelphia?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does general liability insurance cover?

Covers third-party injury and property damage arising from your operations.

Which insurance companies do Philadelphia agencies work with?

Among the 12 Philadelphia agencies whose appointments we hold, the companies they are most often appointed with are Travelers (6), Liberty Mutual (5), Travelers (Standard Fire) (5), Nationwide (4), AmTrust (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Philadelphia?

FEMA's National Risk Index rates inland flooding risk in Philadelphia County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

General Liability insurance near Philadelphia

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