Motorcycle insurance · Oklahoma

Motorcycle Insurance Agencies in Oklahoma

Covers your bike, your gear and your liability on the road.

Local insight

Motorcycle insurance in Oklahoma: what to know

Oklahoma has 4,028,634 residents. We list 242 agencies for motorcycle insurance in Oklahoma. Here is what the local numbers say about the cover people here need.

Oklahoma at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Oklahoma

How many of Oklahoma’s 77 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

  • Ice storm63 of 77 counties

    Very High in Oklahoma County, Tulsa County, Cleveland County and 24 more.

  • Tornado17 of 77 counties

    Very High in Oklahoma County, Tulsa County.

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Oklahoma
  • Strong wind13 of 77 counties

    Very High in Jackson County, Tulsa County.

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Oklahoma
  • Hail12 of 77 counties

    Very High in Oklahoma County.

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Oklahoma
  • Winter weather11 of 77 counties
  • Lightning8 of 77 counties

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Oklahoma

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Oklahoma

Oklahoma requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: oid.ok.gov. Checked 2026-10-24.

Insurance companies Oklahoma agencies work with

Of the 242 Oklahoma agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Progressive133 agencies
  2. Liberty Mutual126 agencies
  3. Safeco120 agencies
  4. Liberty Mutual (Safeco)109 agencies
  5. Travelers98 agencies
  6. Markel89 agencies
  7. Travelers (Standard Fire)77 agencies
  8. Foremost76 agencies
  9. The Hartford71 agencies
  10. American Modern70 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where can I find motorcycle insurance in Oklahoma?

Pick your city in the list on this page to see every agency there that offers motorcycle insurance, or search by name or ZIP code.

What does motorcycle insurance cover?

Covers your bike, your gear and your liability on the road.

Which insurance companies do Oklahoma agencies work with?

Among the 242 Oklahoma agencies whose appointments we hold, the companies they are most often appointed with are Progressive (133), Liberty Mutual (126), Safeco (120), Liberty Mutual (Safeco) (109), Travelers (98). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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