Oklahoma has 4,028,634 residents. We list 197 agencies for accident & health insurance in Oklahoma. Here is what the local numbers say about the cover people here need.

Oklahoma at a glance

197accident & health insurance agencies listed
34.2%of households rentRenters insurance
$199,800median home valueHome insurance
1980median year homes were builtRebuild cost calculator
5.6%of households have no carAuto insurance
8.2%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Oklahoma

How many of Oklahoma’s 77 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Ice storm63 of 77 counties
Very High in Oklahoma County, Tulsa County, Cleveland County and 24 more.
Tornado17 of 77 counties
Very High in Oklahoma County, Tulsa County.
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Oklahoma
Strong wind13 of 77 counties
Very High in Jackson County, Tulsa County.
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Oklahoma
Hail12 of 77 counties
Very High in Oklahoma County.
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Oklahoma
Winter weather11 of 77 counties
Lightning8 of 77 counties
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Oklahoma

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Oklahoma

Oklahoma requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Oklahoma How much liability cover do you need?

Source: oid.ok.gov. Checked 2026-10-24.

Insurance companies Oklahoma agencies work with

Of the 197 Oklahoma agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare138 agencies
Medicare Advantage102 agencies
Blue Cross Blue Shield99 agencies
Aetna71 agencies
Centene58 agencies
National Pacific Dental,55 agencies
PACIFICARE LIFE AND HEALTH INSURANCE COMPANY53 agencies
Humana47 agencies
The Hartford30 agencies
Ameritas Life Insurance29 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Accident & Health insurance in Oklahoma

All insurance agencies in Oklahoma · Accident & Health insurance in every state

Where can I find accident & health insurance in Oklahoma?

Pick your city in the list on this page to see every agency there that offers accident & health insurance, or search by name or ZIP code.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Oklahoma agencies work with?

Among the 197 Oklahoma agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (138), Medicare Advantage (102), Blue Cross Blue Shield (99), Aetna (71), Centene (58). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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