Ontario has 180,547 residents in 53,770 households. We list 10 agencies for motorcycle insurance in Ontario. Here is what the local numbers say about the cover people here need.

Ontario at a glance

10motorcycle insurance agencies listed
42%of households rentRenters insurance
$607,600median home valueHome insurance
1980median year homes were builtRebuild cost calculator
4%of households have no carAuto insurance
4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in San Bernardino County

FEMA rates the overall natural hazard risk in San Bernardino County, where most Ontario agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

WildfireVery High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Ontario
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Ontario
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Ontario

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in California

California requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Ontario How much liability cover do you need?

Source: dmv.ca.gov, limits in force since 2025-01-01. Checked 2026-10-24.

Insurance companies Ontario agencies work with

Of the 10 Ontario agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive4 agencies
AmTrust2 agencies
Foremost2 agencies
Liberty Mutual (Safeco)2 agencies
Nationwide2 agencies
Safeco2 agencies
Chubb (ACE)1 agency
Dairyland1 agency
Employers1 agency
GAINSCO1 agency

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Ontario agencies are

Ontario agencies we list sit in 3 ZIP codes, mostly in San Bernardino County.

917646 agencies
917613 agencies
917621 agency

Questions

Motorcycle insurance in Ontario

All insurance agencies in Ontario · Motorcycle insurance across California

Where can I find motorcycle insurance in Ontario?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does motorcycle insurance cover?

Covers your bike, your gear and your liability on the road.

Which insurance companies do Ontario agencies work with?

Among the 10 Ontario agencies whose appointments we hold, the companies they are most often appointed with are Progressive (4), AmTrust (2), Foremost (2), Liberty Mutual (Safeco) (2), Nationwide (2). An appointed agency can quote that company's policies.

Do I need flood insurance in Ontario?

FEMA's National Risk Index rates inland flooding risk in San Bernardino County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Motorcycle insurance near Ontario

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