Ontario has 180,547 residents in 53,770 households. We list 8 agencies for boat insurance in Ontario. Here is what the local numbers say about the cover people here need.

Ontario at a glance

8boat insurance agencies listed
42%of households rentRenters insurance
$607,600median home valueHome insurance
1980median year homes were builtRebuild cost calculator
4%of households have no carAuto insurance
4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in San Bernardino County

FEMA rates the overall natural hazard risk in San Bernardino County, where most Ontario agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

WildfireVery High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Ontario
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Ontario
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Ontario

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Ontario agencies are

Ontario agencies we list sit in 3 ZIP codes, mostly in San Bernardino County.

917645 agencies
917612 agencies
917621 agency

Questions

Boat insurance in Ontario

All insurance agencies in Ontario · Boat insurance across California

Where can I find boat insurance in Ontario?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does boat insurance cover?

Covers your hull, motor, trailer and liability on the water.

Do I need flood insurance in Ontario?

FEMA's National Risk Index rates inland flooding risk in San Bernardino County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Boat insurance near Ontario

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