Lubbock has 264,814 residents in 107,086 households. We list 36 agencies for mobile home insurance in Lubbock. Here is what the local numbers say about the cover people here need.

Lubbock at a glance

36mobile home insurance agencies listed
48.8%of households rentRenters insurance
$212,400median home valueHome insurance
1984median year homes were builtRebuild cost calculator
6.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Lubbock County

FEMA rates the overall natural hazard risk in Lubbock County, where most Lubbock agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Lubbock
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Lubbock
Winter weatherVery High
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Lubbock
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Lubbock How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Lubbock agencies work with

Of the 36 Lubbock agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost28 agencies
American Modern21 agencies
Progressive21 agencies
GEICO20 agencies
Liberty Mutual19 agencies
Liberty Mutual (Safeco)19 agencies
Safeco19 agencies
Home State17 agencies
National General17 agencies
Travelers16 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Lubbock agencies are

Lubbock agencies we list sit in 11 ZIP codes, mostly in Lubbock County.

7942417 agencies
794144 agencies
794234 agencies
794012 agencies
794102 agencies
794642 agencies
794071 agency
794081 agency
794121 agency
794531 agency
794931 agency

Questions

Mobile Home insurance in Lubbock

All insurance agencies in Lubbock · Mobile Home insurance across Texas

Where can I find mobile home insurance in Lubbock?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does mobile home insurance cover?

Written for manufactured and mobile homes, which standard home policies exclude.

Which insurance companies do Lubbock agencies work with?

Among the 36 Lubbock agencies whose appointments we hold, the companies they are most often appointed with are Foremost (28), American Modern (21), Progressive (21), GEICO (20), Liberty Mutual (19). An appointed agency can quote that company's policies.

Do I need flood insurance in Lubbock?

FEMA's National Risk Index rates inland flooding risk in Lubbock County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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