Long Term Care insurance · Texas

Long Term Care Insurance Agencies in Lubbock, TX

Pays for care at home or in a facility that health cover excludes.

Local insight

Long Term Care insurance in Lubbock: what to know

Lubbock has 264,814 residents in 107,086 households. We list 4 agencies for long term care insurance in Lubbock. Here is what the local numbers say about the cover people here need.

Lubbock at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Lubbock County

FEMA rates the overall natural hazard risk in Lubbock County, where most Lubbock agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Lubbock
  • Strong windVery High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Lubbock
  • Winter weatherVery High
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Lubbock
  • Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Lubbock agencies are

Lubbock agencies we list sit in 3 ZIP codes, mostly in Lubbock County.

  • 794642 agencies
  • 794041 agency
  • 794231 agency

Questions

Long Term Care insurance in Lubbock

All insurance agencies in Lubbock · Long Term Care insurance across Texas

Where can I find long term care insurance in Lubbock?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does long term care insurance cover?

Pays for care at home or in a facility that health cover excludes.

Do I need flood insurance in Lubbock?

FEMA's National Risk Index rates inland flooding risk in Lubbock County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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