Mobile Home insurance · Texas

Mobile Home Insurance Agencies in Flower Mound, TX

Written for manufactured and mobile homes, which standard home policies exclude.

Local insight

Mobile Home insurance in Flower Mound: what to know

Flower Mound has 78,389 residents in 28,128 households. We list 15 agencies for mobile home insurance in Flower Mound. Here is what the local numbers say about the cover people here need.

Flower Mound at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Denton County

FEMA rates the overall natural hazard risk in Denton County, where most Flower Mound agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Flower Mound
  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Flower Mound
  • Ice stormVery High
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Texas
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Flower Mound

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Flower Mound agencies work with

Of the 15 Flower Mound agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. American Modern13 agencies
  2. Foremost10 agencies
  3. GEICO9 agencies
  4. National General8 agencies
  5. Home State7 agencies
  6. Travelers7 agencies
  7. Travelers (Standard Fire)7 agencies
  8. Homeowners of America6 agencies
  9. Liberty Mutual6 agencies
  10. Liberty Mutual (Safeco)6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Flower Mound agencies are

Flower Mound agencies we list sit in 3 ZIP codes, mostly in Denton County.

  • 750287 agencies
  • 750226 agencies
  • 750272 agencies

Questions

Mobile Home insurance in Flower Mound

All insurance agencies in Flower Mound · Mobile Home insurance across Texas

Where can I find mobile home insurance in Flower Mound?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does mobile home insurance cover?

Written for manufactured and mobile homes, which standard home policies exclude.

Which insurance companies do Flower Mound agencies work with?

Among the 15 Flower Mound agencies whose appointments we hold, the companies they are most often appointed with are American Modern (13), Foremost (10), GEICO (9), National General (8), Home State (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Flower Mound?

FEMA's National Risk Index rates inland flooding risk in Denton County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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