Flower Mound has 78,389 residents in 28,128 households. We list 17 agencies for health insurance in Flower Mound. Here is what the local numbers say about the cover people here need.

Flower Mound at a glance

17health insurance agencies listed
17.5%of households rentRenters insurance
$560,200median home valueHome insurance
1997median year homes were builtRebuild cost calculator
1.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Denton County

FEMA rates the overall natural hazard risk in Denton County, where most Flower Mound agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Flower Mound
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Flower Mound
Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Flower Mound

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Flower Mound How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Flower Mound agencies work with

Of the 17 Flower Mound agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Blue Cross Blue Shield12 agencies
Aetna9 agencies
UnitedHealthcare9 agencies
Corebridge (AIG Life)7 agencies
Humana7 agencies
Medicare Advantage6 agencies
Nationwide6 agencies
Ameritas Life Insurance5 agencies
CHA HMO,5 agencies
Chubb (ACE)5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Flower Mound agencies are

Flower Mound agencies we list sit in 3 ZIP codes, mostly in Denton County.

7502811 agencies
750224 agencies
750272 agencies

Questions

Health insurance in Flower Mound

All insurance agencies in Flower Mound · Health insurance across Texas

Where can I find health insurance in Flower Mound?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Which insurance companies do Flower Mound agencies work with?

Among the 17 Flower Mound agencies whose appointments we hold, the companies they are most often appointed with are Blue Cross Blue Shield (12), Aetna (9), UnitedHealthcare (9), Corebridge (AIG Life) (7), Humana (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Flower Mound?

FEMA's National Risk Index rates inland flooding risk in Denton County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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