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Mobile Home insurance · California
Mobile Home Insurance Agencies in Irvine, CA
Written for manufactured and mobile homes, which standard home policies exclude.
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- Auto
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- Auto
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Local insight
Mobile Home insurance in Irvine: what to know
Irvine has 311,690 residents in 112,091 households. We list 11 agencies for mobile home insurance in Irvine. Here is what the local numbers say about the cover people here need.
Irvine at a glance
- 11mobile home insurance agencies listed
- 55.5%of households rentRenters insurance
- $1,191,500median home valueHome insurance
- 2002median year homes were builtRebuild cost calculator
- 5.3%of households have no carAuto insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Natural hazard risk in Orange County
FEMA rates the overall natural hazard risk in Orange County, where most Irvine agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:
- Earthquake
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance - Inland flooding
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California - Wildfire
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Irvine - Coastal flooding
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance in California
Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.
Car insurance rules in California
California requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15.
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in IrvineHow much liability cover do you need?
Source: dmv.ca.gov, limits in force since 2025-01-01. Checked 2026-10-24.
Insurance companies Irvine agencies work with
Of the 11 Irvine agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.
Source: insurance company appointments in state records, as listed on each agency’s profile.
Where Irvine agencies are
Irvine agencies we list sit in 3 ZIP codes, mostly in Orange County.
- 926126 agencies
- 926144 agencies
- 926061 agency
Questions
Mobile Home insurance in Irvine
All insurance agencies in Irvine · Mobile Home insurance across California
Where can I find mobile home insurance in Irvine?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
What does mobile home insurance cover?
Written for manufactured and mobile homes, which standard home policies exclude.
Which insurance companies do Irvine agencies work with?
Among the 11 Irvine agencies whose appointments we hold, the companies they are most often appointed with are Foremost (9), Liberty Mutual (8), Liberty Mutual (Safeco) (8), Safeco (8), Travelers (7). An appointed agency can quote that company's policies.
Do I need flood insurance in Irvine?
FEMA's National Risk Index rates inland flooding risk in Orange County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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