Mobile Home insurance · California

Mobile Home Insurance Agencies in Irvine, CA

Written for manufactured and mobile homes, which standard home policies exclude.

Local insight

Mobile Home insurance in Irvine: what to know

Irvine has 311,690 residents in 112,091 households. We list 11 agencies for mobile home insurance in Irvine. Here is what the local numbers say about the cover people here need.

Irvine at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Orange County

FEMA rates the overall natural hazard risk in Orange County, where most Irvine agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

  • EarthquakeVery High

    Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

    Earthquake insurance
  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in California
  • WildfireRelatively High

    Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.

    Home insurance in Irvine
  • Coastal floodingRelatively High

    Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.

    Flood insurance in California

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in California

California requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: dmv.ca.gov, limits in force since 2025-01-01. Checked 2026-10-24.

Insurance companies Irvine agencies work with

Of the 11 Irvine agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Foremost9 agencies
  2. Liberty Mutual8 agencies
  3. Liberty Mutual (Safeco)8 agencies
  4. Safeco8 agencies
  5. Travelers7 agencies
  6. Mercury6 agencies
  7. Travelers (Standard Fire)6 agencies
  8. American Modern5 agencies
  9. AmTrust5 agencies
  10. The Hartford5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Irvine agencies are

Irvine agencies we list sit in 3 ZIP codes, mostly in Orange County.

  • 926126 agencies
  • 926144 agencies
  • 926061 agency
Where can I find mobile home insurance in Irvine?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does mobile home insurance cover?

Written for manufactured and mobile homes, which standard home policies exclude.

Which insurance companies do Irvine agencies work with?

Among the 11 Irvine agencies whose appointments we hold, the companies they are most often appointed with are Foremost (9), Liberty Mutual (8), Liberty Mutual (Safeco) (8), Safeco (8), Travelers (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Irvine?

FEMA's National Risk Index rates inland flooding risk in Orange County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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