Irvine has 311,690 residents in 112,091 households. We list 46 agencies for life insurance in Irvine. Here is what the local numbers say about the cover people here need.

Irvine at a glance

46life insurance agencies listed
55.5%of households rentRenters insurance
$1,191,500median home valueHome insurance
2002median year homes were builtRebuild cost calculator
5.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Orange County

FEMA rates the overall natural hazard risk in Orange County, where most Irvine agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Irvine
Coastal floodingRelatively High
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance in California

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Irvine agencies work with

Of the 46 Irvine agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare16 agencies
Pruco Life Insurance Company14 agencies
Mutual life carrier12 agencies
Blue Cross Blue Shield11 agencies
Corebridge (AIG Life)11 agencies
Nationwide11 agencies
The Lincoln National Life Insurance Company11 agencies
Transamerica11 agencies
National Pacific Dental,10 agencies
PACIFICARE LIFE AND HEALTH INSURANCE COMPANY10 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Irvine agencies are

Irvine agencies we list sit in 8 ZIP codes, mostly in Orange County.

9261813 agencies
9261210 agencies
926149 agencies
926065 agencies
926204 agencies
926022 agencies
926042 agencies
926171 agency

Questions

Life insurance in Irvine

All insurance agencies in Irvine · Life insurance across California

Where can I find life insurance in Irvine?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Irvine agencies work with?

Among the 46 Irvine agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (16), Pruco Life Insurance Company (14), Mutual life carrier (12), Blue Cross Blue Shield (11), Corebridge (AIG Life) (11). An appointed agency can quote that company's policies.

Do I need flood insurance in Irvine?

FEMA's National Risk Index rates inland flooding risk in Orange County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Life insurance near Irvine

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