College Station has 124,570 residents in 46,214 households. We list 29 agencies for life insurance in College Station. Here is what the local numbers say about the cover people here need.

College Station at a glance

29life insurance agencies listed
64.6%of households rentRenters insurance
$346,700median home valueHome insurance
1999median year homes were builtRebuild cost calculator
6.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Brazos County

FEMA rates the overall natural hazard risk in Brazos County, where most College Station agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in College Station
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in College Station
Winter weatherRelatively High
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in College Station
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in College Station How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies College Station agencies work with

Of the 29 College Station agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Pruco Life Insurance Company10 agencies
Foremost9 agencies
Nationwide9 agencies
BANNER LIFE INSURANCE COMPANY8 agencies
John Hancock Life Insurance Company (U.S.A.)8 agencies
Symetra Life Insurance Company8 agencies
Corebridge (AIG Life)7 agencies
Liberty Mutual7 agencies
Liberty Mutual (Safeco)7 agencies
Safeco7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where College Station agencies are

College Station agencies we list sit in 3 ZIP codes, mostly in Brazos County.

7784519 agencies
778407 agencies
778423 agencies

Questions

Life insurance in College Station

All insurance agencies in College Station · Life insurance across Texas

Where can I find life insurance in College Station?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do College Station agencies work with?

Among the 29 College Station agencies whose appointments we hold, the companies they are most often appointed with are Pruco Life Insurance Company (10), Foremost (9), Nationwide (9), BANNER LIFE INSURANCE COMPANY (8), John Hancock Life Insurance Company (U.S.A.) (8). An appointed agency can quote that company's policies.

Do I need flood insurance in College Station?

FEMA's National Risk Index rates inland flooding risk in Brazos County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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