Madison has 27,946 residents in 9,759 households. We list 4 agencies for life insurance in Madison. Here is what the local numbers say about the cover people here need.

Madison at a glance

4life insurance agencies listed
5.7%of households rentRenters insurance
$352,900median home valueHome insurance
1997median year homes were builtRebuild cost calculator
3.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Madison County

FEMA rates the overall natural hazard risk in Madison County, where most Madison agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Mississippi
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Mississippi

Mississippi requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Mississippi How much liability cover do you need?

Source: mid.ms.gov, limits in force since 2006-01-01. Checked 2026-10-24.

Where Madison agencies are

Madison agencies we list sit in 2 ZIP codes, mostly in Madison County.

391103 agencies
391301 agency

Questions

Life insurance in Madison

All insurance agencies in Madison · Life insurance across Mississippi

Where can I find life insurance in Madison?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Do I need flood insurance in Madison?

FEMA's National Risk Index rates inland flooding risk in Madison County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Life insurance near Madison

For insurance agencies

Is your Madison agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing