Accident & Health Insurance Agencies in Madison, MS

Madison at a glance

• 3accident & health insurance agencies listed
• 5.7%of households rentRenters insurance
• $352,900median home valueHome insurance
• 1997median year homes were builtRebuild cost calculator
• 3.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Madison County

FEMA rates the overall natural hazard risk in Madison County, where most Madison agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

• TornadoRelatively High

  Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

  Home insurance in Mississippi
• Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Mississippi

Mississippi requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in MississippiHow much liability cover do you need?

Source: mid.ms.gov, limits in force since 2006-01-01. Checked 2026-10-24.