Life insurance · Maryland

Life Insurance Agencies in Rockville, MD

Pays a lump sum to the people who depend on your income.

Local insight

Life insurance in Rockville: what to know

Rockville has 67,671 residents in 26,976 households. We list 11 agencies for life insurance in Rockville. Here is what the local numbers say about the cover people here need.

Rockville at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Montgomery County

FEMA rates the overall natural hazard risk in Montgomery County, where most Rockville agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Winter weatherVery High
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Rockville
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Rockville
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Rockville

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Rockville agencies work with

Of the 11 Rockville agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Nationwide5 agencies
  2. Cigna3 agencies
  3. Mutual life carrier3 agencies
  4. Nationwide (Allied)3 agencies
  5. Nationwide (Colonial)3 agencies
  6. PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY3 agencies
  7. The Hartford3 agencies
  8. Travelers3 agencies
  9. Unum3 agencies
  10. Ameritas Life Insurance2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Rockville agencies are

Rockville agencies we list sit in 2 ZIP codes, mostly in Montgomery County.

  • 208526 agencies
  • 208505 agencies
Where can I find life insurance in Rockville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Rockville agencies work with?

Among the 11 Rockville agencies whose appointments we hold, the companies they are most often appointed with are Nationwide (5), Cigna (3), Mutual life carrier (3), Nationwide (Allied) (3), Nationwide (Colonial) (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Rockville?

FEMA's National Risk Index rates inland flooding risk in Montgomery County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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