Insurance agencies · Maryland

Insurance Agencies in Rockville, MD

Local agencies in Rockville for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Rockville

Rockville has 67,671 residents in 26,976 households. We list 51 insurance agencies in Rockville. Here is what the local numbers say about the cover people here need.

Rockville at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Montgomery County

FEMA rates the overall natural hazard risk in Montgomery County, where most Rockville agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Winter weatherVery High
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Rockville
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Rockville
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Rockville

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Maryland

Maryland requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15. It also requires personal injury protection ($2,500) and uninsured motorist coverage ($30,000 per person, $60,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in RockvilleHow much liability cover do you need?

Source: mgaleg.maryland.gov. Checked 2026-10-24.

Insurance companies Rockville agencies work with

Of the 17 Rockville agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Nationwide5 agencies
  2. Chubb (ACE)4 agencies
  3. The Hartford4 agencies
  4. Travelers4 agencies
  5. Chubb3 agencies
  6. Cigna3 agencies
  7. Employers3 agencies
  8. Mutual life carrier3 agencies
  9. Nationwide (Allied)3 agencies
  10. Nationwide (Colonial)3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Rockville agencies can write

Share of the 51 agencies listed in Rockville that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Life22%
  2. Home16%
  3. General Liability14%
  4. Auto14%
  5. Commercial Auto14%
  6. Professional Liability12%
  7. Boat12%
  8. Workers' Compensation12%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Rockville agencies are

Rockville agencies we list sit in 3 ZIP codes, mostly in Montgomery County.

  • 2085031 agencies
  • 2085217 agencies
  • 208533 agencies

Questions

Insurance agencies in Rockville

How do I find an insurance agency in Rockville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Rockville?

Most often life, home, auto, general liability, commercial property. Pick a type in the filters to narrow the list.

Which insurance companies do Rockville agencies work with?

Among the 17 Rockville agencies whose appointments we hold, the companies they are most often appointed with are Nationwide (5), Chubb (ACE) (4), The Hartford (4), Travelers (4), Chubb (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Rockville?

FEMA's National Risk Index rates inland flooding risk in Montgomery County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Rockville?

47.4% of households in Rockville rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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