Hagerstown has 43,665 residents in 18,144 households. We list 4 agencies for life insurance in Hagerstown. Here is what the local numbers say about the cover people here need.

Hagerstown at a glance

4life insurance agencies listed
56.7%of households rentRenters insurance
$224,500median home valueHome insurance
1962median year homes were builtRebuild cost calculator
16.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Maryland

Maryland requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15. It also requires personal injury protection ($2,500) and uninsured motorist coverage ($30,000 per person, $60,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Maryland How much liability cover do you need?

Source: mgaleg.maryland.gov. Checked 2026-10-24.

Where Hagerstown agencies are

Hagerstown agencies we list sit in 2 ZIP codes, mostly in Washington County.

217402 agencies
217422 agencies

Questions

Life insurance in Hagerstown

All insurance agencies in Hagerstown · Life insurance across Maryland

Where can I find life insurance in Hagerstown?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Do I need flood insurance in Hagerstown?

FEMA's National Risk Index rates inland flooding risk in Washington County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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