Star has 14,745 residents in 5,251 households. We list 3 agencies for life insurance in Star. Here is what the local numbers say about the cover people here need.

Star at a glance

3life insurance agencies listed
19.3%of households rentRenters insurance
$564,300median home valueHome insurance
2011median year homes were builtRebuild cost calculator
0.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Ada County

FEMA rates the overall natural hazard risk in Ada County, where most Star agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Idaho
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Idaho
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Idaho

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Questions

Life insurance in Star

All insurance agencies in Star · Life insurance across Idaho

Where can I find life insurance in Star?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Do I need flood insurance in Star?

FEMA's National Risk Index rates inland flooding risk in Ada County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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