Ada County has 518,935 residents in 202,543 households. We list 14 agencies for life insurance in Boise. Here is what the local numbers say about the cover people here need.

Boise at a glance

14life insurance agencies listed
29.2%of households rentRenters insurance
$512,300median home valueHome insurance
1997median year homes were builtRebuild cost calculator
3.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Ada County (the Census does not publish Boise as a separate place). Agency count: our listings.

Natural hazard risk in Ada County

FEMA rates the overall natural hazard risk in Ada County, where most Boise agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Boise
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Boise
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Boise

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Boise agencies work with

Of the 14 Boise agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare7 agencies
Medicare Advantage5 agencies
Aetna4 agencies
Molina Healthcare of Texas,3 agencies
Nationwide3 agencies
BANNER LIFE INSURANCE COMPANY2 agencies
Corebridge (AIG Life)2 agencies
Gerber Life Insurance Company2 agencies
National Pacific Dental,2 agencies
National Western Life Insurance Company2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Boise agencies are

Boise agencies we list sit in 9 ZIP codes, mostly in Ada County.

837034 agencies
837042 agencies
837052 agencies
837011 agency
837021 agency
837061 agency
837131 agency
837151 agency
837161 agency

Questions

Life insurance in Boise

All insurance agencies in Boise · Life insurance across Idaho

Where can I find life insurance in Boise?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Boise agencies work with?

Among the 14 Boise agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (7), Medicare Advantage (5), Aetna (4), Molina Healthcare of Texas, (3), Nationwide (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Boise?

FEMA's National Risk Index rates inland flooding risk in Ada County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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