Manhattan Beach has 34,210 residents in 13,369 households. We list 3 agencies for life insurance in Manhattan Beach. Here is what the local numbers say about the cover people here need.

Manhattan Beach at a glance

3life insurance agencies listed
35.2%of households rentRenters insurance
$2,000,001median home valueHome insurance
1970median year homes were builtRebuild cost calculator
2.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Los Angeles County

FEMA rates the overall natural hazard risk in Los Angeles County, where most Manhattan Beach agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
WildfireVery High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in California
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in California
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in California

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Questions

Life insurance in Manhattan Beach

All insurance agencies in Manhattan Beach · Life insurance across California

Where can I find life insurance in Manhattan Beach?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Do I need flood insurance in Manhattan Beach?

FEMA's National Risk Index rates inland flooding risk in Los Angeles County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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