Los Angeles has 3,857,263 residents in 1,439,097 households. We list 46 agencies for life insurance in Los Angeles. Here is what the local numbers say about the cover people here need.

Los Angeles at a glance

46life insurance agencies listed
64%of households rentRenters insurance
$921,200median home valueHome insurance
1965median year homes were builtRebuild cost calculator
11.9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Los Angeles County

FEMA rates the overall natural hazard risk in Los Angeles County, where most Los Angeles agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
WildfireVery High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Los Angeles
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Los Angeles
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Los Angeles

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in California

California requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Los Angeles How much liability cover do you need?

Source: dmv.ca.gov, limits in force since 2025-01-01. Checked 2026-10-24.

Insurance companies Los Angeles agencies work with

Of the 46 Los Angeles agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Corebridge (AIG Life)13 agencies
UnitedHealthcare13 agencies
Blue Cross Blue Shield12 agencies
Nationwide10 agencies
Aetna9 agencies
Medicare Advantage9 agencies
Humana7 agencies
National Pacific Dental,7 agencies
PACIFICARE LIFE AND HEALTH INSURANCE COMPANY7 agencies
Pruco Life Insurance Company7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Los Angeles agencies are

Los Angeles agencies we list sit in 19 ZIP codes, mostly in Los Angeles County.

900109 agencies
900258 agencies
900364 agencies
900043 agencies
900673 agencies
900062 agencies
900172 agencies
900492 agencies
900642 agencies
900712 agencies
900141 agency
900341 agency
900391 agency
900411 agency
900431 agency
900451 agency
900461 agency
900481 agency
900661 agency

Questions

Life insurance in Los Angeles

All insurance agencies in Los Angeles · Life insurance across California

Where can I find life insurance in Los Angeles?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Los Angeles agencies work with?

Among the 46 Los Angeles agencies whose appointments we hold, the companies they are most often appointed with are Corebridge (AIG Life) (13), UnitedHealthcare (13), Blue Cross Blue Shield (12), Nationwide (10), Aetna (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Los Angeles?

FEMA's National Risk Index rates inland flooding risk in Los Angeles County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Life insurance near Los Angeles

For insurance agencies

Is your Los Angeles agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing