Condo insurance · California

Condo Insurance Agencies in Los Angeles, CA

Fills the gap between your condo association master policy and your own unit.

Local insight

Condo insurance in Los Angeles: what to know

Los Angeles has 3,857,263 residents in 1,439,097 households. We list 19 agencies for condo insurance in Los Angeles. Here is what the local numbers say about the cover people here need.

Los Angeles at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Los Angeles County

FEMA rates the overall natural hazard risk in Los Angeles County, where most Los Angeles agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in California
  • EarthquakeVery High

    Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

    Earthquake insurance
  • WildfireVery High

    Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.

    Home insurance in Los Angeles
  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Los Angeles
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Los Angeles

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Los Angeles agencies work with

Of the 19 Los Angeles agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Travelers14 agencies
  2. The Hartford13 agencies
  3. Employers10 agencies
  4. Chubb8 agencies
  5. AmTrust7 agencies
  6. Chubb (ACE)7 agencies
  7. Liberty Mutual7 agencies
  8. Mercury5 agencies
  9. Travelers (Standard Fire)5 agencies
  10. American Modern4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Los Angeles agencies are

Los Angeles agencies we list sit in 9 ZIP codes, mostly in Los Angeles County.

  • 900107 agencies
  • 900173 agencies
  • 900042 agencies
  • 900362 agencies
  • 900151 agency
  • 900251 agency
  • 900391 agency
  • 900401 agency
  • 900641 agency
Where can I find condo insurance in Los Angeles?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does condo insurance cover?

Fills the gap between your condo association master policy and your own unit.

Which insurance companies do Los Angeles agencies work with?

Among the 19 Los Angeles agencies whose appointments we hold, the companies they are most often appointed with are Travelers (14), The Hartford (13), Employers (10), Chubb (8), AmTrust (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Los Angeles?

FEMA's National Risk Index rates inland flooding risk in Los Angeles County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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