Insurance agencies · Texas

Insurance Agencies in Seguin, TX

Local agencies in Seguin for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Seguin

Seguin has 33,754 residents in 12,483 households. We list 23 insurance agencies in Seguin. Here is what the local numbers say about the cover people here need.

Seguin at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Guadalupe County

FEMA rates the overall natural hazard risk in Guadalupe County, where most Seguin agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Texas
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Seguin
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Seguin

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Seguin agencies work with

Of the 14 Seguin agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. American Modern6 agencies
  2. Foremost5 agencies
  3. GEICO5 agencies
  4. Homeowners of America4 agencies
  5. National General4 agencies
  6. Porch4 agencies
  7. Aetna3 agencies
  8. American Heritage Life Insurance Company3 agencies
  9. Dairyland3 agencies
  10. Dearborn Life Insurance Company3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Seguin agencies can write

Share of the 23 agencies listed in Seguin that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Home48%
  2. Landlord48%
  3. Boat48%
  4. Motorcycle48%
  5. Life35%
  6. Auto35%
  7. Condo30%
  8. Umbrella30%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Seguin agencies are

Seguin agencies we list sit in 2 ZIP codes, mostly in Guadalupe County.

  • 7815520 agencies
  • 781563 agencies

Questions

Insurance agencies in Seguin

How do I find an insurance agency in Seguin?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Seguin?

Most often home, landlord, motorcycle, boat, atv. Pick a type in the filters to narrow the list.

Which insurance companies do Seguin agencies work with?

Among the 14 Seguin agencies whose appointments we hold, the companies they are most often appointed with are American Modern (6), Foremost (5), GEICO (5), Homeowners of America (4), National General (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Seguin?

FEMA's National Risk Index rates inland flooding risk in Guadalupe County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Seguin?

34.8% of households in Seguin rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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