Seguin has 33,754 residents in 12,483 households. We list 11 agencies for home insurance in Seguin. Here is what the local numbers say about the cover people here need.

Seguin at a glance

11home insurance agencies listed
34.8%of households rentRenters insurance
$249,400median home valueHome insurance
1990median year homes were builtRebuild cost calculator
7.5%of households have no carAuto insurance
6.8%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Guadalupe County

FEMA rates the overall natural hazard risk in Guadalupe County, where most Seguin agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Seguin
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Seguin

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Seguin How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Seguin agencies work with

Of the 11 Seguin agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

American Modern6 agencies
Foremost5 agencies
GEICO4 agencies
Homeowners of America4 agencies
Porch4 agencies
Dairyland3 agencies
Home State3 agencies
Liberty Mutual3 agencies
Liberty Mutual (Safeco)3 agencies
National General3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Seguin agencies are

Seguin agencies we list sit in 2 ZIP codes, mostly in Guadalupe County.

781559 agencies
781562 agencies

Questions

Home insurance in Seguin

All insurance agencies in Seguin · Home insurance across Texas

Where can I find home insurance in Seguin?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Which insurance companies do Seguin agencies work with?

Among the 11 Seguin agencies whose appointments we hold, the companies they are most often appointed with are American Modern (6), Foremost (5), GEICO (4), Homeowners of America (4), Porch (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Seguin?

FEMA's National Risk Index rates inland flooding risk in Guadalupe County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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