Insurance agencies · Texas

Insurance Agencies in Kerrville, TX

Local agencies in Kerrville for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Kerrville

Kerrville has 24,755 residents in 10,627 households. We list 18 insurance agencies in Kerrville. Here is what the local numbers say about the cover people here need.

Kerrville at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Kerr County

FEMA rates the overall natural hazard risk in Kerr County, where most Kerrville agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Kerrville
  • Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Kerrville agencies work with

Of the 11 Kerrville agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Aetna4 agencies
  2. American Modern3 agencies
  3. Liberty Mutual3 agencies
  4. Markel3 agencies
  5. Nationwide3 agencies
  6. Service Lloyds3 agencies
  7. Allstate2 agencies
  8. Ameritas Life Insurance2 agencies
  9. Blue Cross Blue Shield2 agencies
  10. CMFG Life Insurance Company2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Kerrville agencies can write

Share of the 18 agencies listed in Kerrville that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Life44%
  2. Health22%
  3. General Liability22%
  4. Workers' Compensation22%
  5. Home17%
  6. Auto17%
  7. Renters17%
  8. Condo17%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Kerrville agencies are

Kerrville agencies we list sit in 2 ZIP codes, mostly in Kerr County.

  • 7802815 agencies
  • 780293 agencies

Questions

Insurance agencies in Kerrville

How do I find an insurance agency in Kerrville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Kerrville?

Most often life, pet, health, accident & health, general liability. Pick a type in the filters to narrow the list.

Which insurance companies do Kerrville agencies work with?

Among the 11 Kerrville agencies whose appointments we hold, the companies they are most often appointed with are Aetna (4), American Modern (3), Liberty Mutual (3), Markel (3), Nationwide (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Kerrville?

FEMA's National Risk Index rates inland flooding risk in Kerr County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Kerrville?

40.9% of households in Kerrville rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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