Insurance agencies · Texas

Insurance Agencies in Mico, TX

Local agencies in Mico for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Mico

Medina County has 53,547 residents in 17,804 households. We list 2 insurance agencies in Mico. Here is what the local numbers say about the cover people here need.

Mico at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Medina County (the Census does not publish Mico as a separate place). Agency count: our listings.

Natural hazard risk in Medina County

FEMA rates the overall natural hazard risk in Medina County, where most Mico agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Texas
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Texas

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in TexasHow much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Questions

Insurance agencies in Mico

How do I find an insurance agency in Mico?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Mico?

FEMA's National Risk Index rates inland flooding risk in Medina County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Mico?

16.2% of households in Medina County rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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