Insurance agencies · Tennessee

Insurance Agencies in Brentwood, TN

Local agencies in Brentwood for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Brentwood

Brentwood has 45,556 residents in 14,855 households. We list 48 insurance agencies in Brentwood. Here is what the local numbers say about the cover people here need.

Brentwood at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Williamson County

FEMA rates the overall natural hazard risk in Williamson County, where most Brentwood agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Brentwood
  • Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Tennessee

Tennessee requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tn.gov. Checked 2026-10-24.

Insurance companies Brentwood agencies work with

Of the 22 Brentwood agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Liberty Mutual5 agencies
  2. National Pacific Dental,5 agencies
  3. Nationwide5 agencies
  4. PACIFICARE LIFE AND HEALTH INSURANCE COMPANY5 agencies
  5. UnitedHealthcare5 agencies
  6. Blue Cross Blue Shield4 agencies
  7. Chubb4 agencies
  8. Chubb (ACE)4 agencies
  9. Home State4 agencies
  10. Mutual life carrier4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Brentwood agencies can write

Share of the 48 agencies listed in Brentwood that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Life27%
  2. Auto23%
  3. General Liability21%
  4. Home19%
  5. Workers' Compensation17%
  6. Umbrella17%
  7. Health15%
  8. Boat15%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in Brentwood

How do I find an insurance agency in Brentwood?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Brentwood?

Most often life, auto, general liability, home, umbrella. Pick a type in the filters to narrow the list.

Which insurance companies do Brentwood agencies work with?

Among the 22 Brentwood agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (5), National Pacific Dental, (5), Nationwide (5), PACIFICARE LIFE AND HEALTH INSURANCE COMPANY (5), UnitedHealthcare (5). An appointed agency can quote that company's policies.

Do I need flood insurance in Brentwood?

FEMA's National Risk Index rates inland flooding risk in Williamson County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Brentwood?

9.6% of households in Brentwood rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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