Insurance agencies · Tennessee
Insurance Agencies in Old Hickory, TN
Local agencies in Old Hickory for home, auto, life and business insurance. Compare them and call one directly.
No agency on this page matches that name.
Local insight
Insuring a home, car or business in Old Hickory
Davidson County has 715,388 residents in 324,907 households. We list 1 insurance agencies in Old Hickory. Here is what the local numbers say about the cover people here need.
Old Hickory at a glance
- 1insurance agencies listed
- 47.2%of households rentRenters insurance
- $417,400median home valueHome insurance
- 1986median year homes were builtRebuild cost calculator
- 6.5%of households have no carAuto insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Davidson County (the Census does not publish Old Hickory as a separate place). Agency count: our listings.
Natural hazard risk in Davidson County
FEMA rates the overall natural hazard risk in Davidson County, where most Old Hickory agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:
- Inland flooding
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance - Earthquake
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance - Tornado
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Tennessee - Strong wind
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Tennessee
Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.
Car insurance rules in Tennessee
Tennessee requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in TennesseeHow much liability cover do you need?
Source: tn.gov. Checked 2026-10-24.
Questions
Insurance agencies in Old Hickory
How do I find an insurance agency in Old Hickory?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in Old Hickory?
FEMA's National Risk Index rates inland flooding risk in Davidson County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in Old Hickory?
47.2% of households in Davidson County rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
For insurance agencies
Is your Old Hickory agency listed?
Claim your free listing to keep your details right, then add your logo, website and social profiles.
Claim your listing