Greenwood has 22,536 residents in 8,866 households. We list 6 insurance agencies in Greenwood. Here is what the local numbers say about the cover people here need.

Greenwood at a glance

6insurance agencies listed
56.6%of households rentRenters insurance
$136,300median home valueHome insurance
1968median year homes were builtRebuild cost calculator
14.4%of households have no carAuto insurance
3.2%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Greenwood County

FEMA rates the overall natural hazard risk in Greenwood County, where most Greenwood agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in South Carolina

South Carolina requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident) and uninsured motorist property damage coverage ($25,000).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in South Carolina How much liability cover do you need?

Source: scstatehouse.gov. Checked 2026-10-24.

What Greenwood agencies can write

Share of the 6 agencies listed in Greenwood that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Greenwood agencies are

Greenwood agencies we list sit in 3 ZIP codes, mostly in Greenwood County.

296493 agencies
296462 agencies
296481 agency

Questions

Insurance agencies in Greenwood

How do I find an insurance agency in Greenwood?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Greenwood?

FEMA's National Risk Index rates inland flooding risk in Greenwood County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Greenwood?

56.6% of households in Greenwood rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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