Insurance agencies · Oklahoma

Insurance Agencies in Frederick, OK

Local agencies in Frederick for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Frederick

Frederick has 3,445 residents in 1,318 households. We list 5 insurance agencies in Frederick. Here is what the local numbers say about the cover people here need.

Frederick at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Oklahoma

Oklahoma requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: oid.ok.gov. Checked 2026-10-24.

What Frederick agencies can write

Share of the 5 agencies listed in Frederick that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Life20%
  2. Health20%
  3. Auto20%
  4. Motorcycle20%
  5. Boat20%
  6. Commercial Auto20%
  7. Home20%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in Frederick

How do I find an insurance agency in Frederick?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Frederick?

FEMA's National Risk Index rates inland flooding risk in Tillman County as Very Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Frederick?

29.5% of households in Frederick rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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