Thibodaux has 15,732 residents in 6,773 households. We list 14 insurance agencies in Thibodaux. Here is what the local numbers say about the cover people here need.

Thibodaux at a glance

14insurance agencies listed
38.4%of households rentRenters insurance
$232,500median home valueHome insurance
1975median year homes were builtRebuild cost calculator
13.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Lafourche Parish

FEMA rates the overall natural hazard risk in Lafourche Parish, where most Thibodaux agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

HurricaneRelatively High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Thibodaux
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Thibodaux
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Thibodaux

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Louisiana

Louisiana requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $25,000 of property damage liability, often written 15/30/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Louisiana How much liability cover do you need?

Source: ldi.la.gov. Checked 2026-10-24.

What Thibodaux agencies can write

Share of the 14 agencies listed in Thibodaux that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Thibodaux agencies are

Thibodaux agencies we list sit in 2 ZIP codes, mostly in Lafourche Parish.

7030112 agencies
703022 agencies

Questions

Insurance agencies in Thibodaux

How do I find an insurance agency in Thibodaux?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Thibodaux?

Most often home, motorcycle, atv, snowmobile, boat. Pick a type in the filters to narrow the list.

Do I need flood insurance in Thibodaux?

FEMA's National Risk Index rates coastal flooding risk in Lafourche Parish as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Thibodaux?

38.4% of households in Thibodaux rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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